Hoyland Insurance Brokers Ltd.

Business Insurance

Business Insurance

Your business faces risk every day and that risk can distract you from doing what you do best. It’s vital that when you consider your insurance cover it’s given the care and attention it deserves, so that you can rest assured that should you ever need to call on your insurance it will respond properly.

Commercial Insurance

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We know that no two businesses are the same and that the hazards change as time goes by. We use our knowledge of the insurance market as well as our strong relationships with underwriters to ensure every client is provided with first class service. Whether your main concern is the level of protection you have or the amount you are paying we welcome the opportunity to work with you. We work with specialist insurers across a broad range of insurances, including the below and many more:

  • Combined Liability
  • Employers’ Liability
  • Public and Products Liability
  • Professional Indemnity
  • Property Owners
  • Commercial Combined
  • Directors and Officers
  • Group Travel
  • Marine Cargo
  • Contract Works
  • Engineering Inspections
  • Motor Trade
  • Cyber and Data

Fleet Insurance

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If your business has two or more vehicles then we can find you a cost-effective comprehensive deal to keep all of your vehicles protected. This can be done all with one policy tailored to suit your specific requirements to ensure you have all of the cover you want and need. The benefit of a fleet policy is the flexibility that it affords you - if properly arranged can allow any driver given permission by you to drive any of your vehicles, and will also allow you to add and remove vehicles throughout the year without any breaks in cover. For more information or for a quotation feel free to get in touch with us.

Property Owners Insurance

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We can offer a range of standard and bespoke Property Owners insurance products to cover:

  • Residential let properties
  • Commercial let properties
  • Residential and commercial portfolios
  • Unoccupied residential properties
  • Unoccupied commercial properties
  • Properties undergoing renovation
  • Holiday and second homes
  • Legal protection
  • Tenants’ contents cover
  • Rent guarantee
  • Terrorism

Commercial Vehicle Insurance

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We are highly experienced in van insurance, an area which requires special expertise. We consider each quote separately in light of your individual requirements to ensure it is the right option for you, as it is important that your company has the all of the cover that it requires, without spending more than is necessary. Cover can be included for goods in transit, including tools and plant stored in the van overnight.

Taxi Insurance

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We can cover all types of taxi: public and private hire, London minicabs and Hackney cabs, multi-vehicle, fleets, chauffeur vehicles, wedding and funeral cars. Added benefits can include:

  • Protected No Claims Bonus available
  • Up to 25% discount on passing DSA test
  • Replacement vehicle in the event of a non-fault accident
  • Driver assault cover
  • Unlimited windscreen cover

Tradesperson Insurance

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If you run a business which provides services to the public then the right insurance policy is essential to protect you from all possible risks. We can offer you comprehensive insurance with several special features, such as:

  • Personal Accident cover for working partners/proprietors
  • Heat work can be covered for most trades, up to a PL limit of £5,000,000
  • Legal Expenses
  • Contract Works
  • Tools and stock in transit
  • From decorators to dogwalkers we cover the trades you’d expect and some you wouldn’t!

Insurance Backed Guarantees

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A common requirement for property developers can be the provision of an insurance-backed guarantee, which can provide vital security for the funder or owner of a construction project.

We have access to a specialist supplier that can obtain cover for almost any kind of work and can be arranged to last for up to 12 years.