Hoyland Insurance Brokers Ltd.

Our Blog

The latest developments through our eyes

Our Blog

Walk All Over Cancer

Published by System Admin at 3/2/2023, 10:00:00 PM

This month our MD Carole Camplin will be walking 10,000 steps every day in March to raise money for Cancer Research UK.


Plant and Machinery Inspections

Published by System Admin at 10/5/2022, 1:15:00 PM

MachineryInspections of your plant and machinery is not necessarily something you associate with insurance companies but we have a range of providers that can arrange an inspection regime to ensure your compliance with legal requirements.


Avoid Underinsurance - Protect Your Property

Published by System Admin at 7/6/2022, 10:20:00 PM

House Floor PlanThe sharp increase in the cost of materials, inflation, and supply chain issues are all combining to create a perfect storm for underinsurance and your properties.


Five Ways to Prevent Forklift Truck Claims

Published by System Admin at 5/5/2022, 9:45:00 PM

Forklift TruckAccording to the HSE a massive 23% of accidents in the workplace involve forklift trucks, and a substantial number of these become insurance claims whether due to injury to persons or damage to property.


David Goggins Challenge Sponsorship

Published by System Admin at 3/9/2022, 8:30:00 AM

Challenge Shirt PresentationLast weekend we are proud to have sponsored an incredible event raising money for the Neonatal Unit at Barnsley Hospital, as Matthew Tonks took part in the David Goggins Challenge with a twist. Instead of running four miles every four hours for 48 hours, he upped the punishment to FIVE miles every four hours, meaning he ran a gruelling 60 miles in two days!


Financial Losses - Claims your PL insurance won't cover

Published by System Admin at 1/30/2022, 6:00:00 PM

FoundationsIf your business is ever unfortunate enough to receive a letter of claim from a third party alleging you have caused them a financial loss it may be easy to assume you can just send this on to your PL insurers to deal with.


Private Car, Commercial Vehicle and Household Insurance Pricing

Published by System Admin at 10/20/2021, 5:00:00 PM

Piles of CoinsNew rules come into force from 1st January 2022 which mean that insurers will no longer be allowed to offer a renewal premium for more than they would offer an equivalent new business. In theory this should mean that insurers can no longer offer better rates to new customers for their first year, and then spend the next few years "price walking" the premium higher and higher. Basically, loyalty should no longer be punished by insurance companies.


Smart Luggage

Published by System Admin at 9/2/2021, 1:30:00 PM

Holiday BagA new travel insurance product known as "Smart Luggage" has been launched and offers automatic payouts for delayed and lost luggage.


Green Card Update

Published by System Admin at 8/19/2021, 11:10:00 PM

CourtsThe EU announced on 30th June the decision to waive the requirement for drivers from the UK to carry a physical Green Card when entering the EU, and this will come fully into force on 2nd September.


Incoterms - Who's responsible for goods in transit?

Published by System Admin at 2/2/2021, 10:00:00 AM

To many of you the International Chamber of Commerce’s terms of sale, or “Incoterms”, will be all too familiar, and when your stock is ordered or your product loaded you will be comfortable in the knowledge that the terms of sale are clear and understood by both parties.Folk lift


Insurance for Unoccupied Buildings

Published by System Admin at 11/12/2020, 10:00:00 AM

A second UK lockdown has forced a number of businesses to re-close their doors, and shines a light once again on insurance for unoccupied buildings.


Covid-19 Business Interruption Court Case Judgment

Published by System Admin at 9/16/2020, 10:00:00 AM

CourtsOn Tuesday 15th September the High Court handed down judgment against insurers in the Covid-19 Business Interruption case, meaning that there may be cover for claims which previously were not thought to be recoverable. It is likely insurers will appeal to the Supreme Court, but in the meantime anyone with Business Interruption insurance should consider submitting a claim as soon as possible if they haven't already so that their case can be reviewed in full and on its own merits.


Legionella Risk After Lockdown

Published by System Admin at 6/4/2020, 10:00:00 AM

Any businesses looking to re-open after being shut down should give due consideration to the risk of legionella to their water system.


Happy Retirement Gary!

Published by System Admin at 5/27/2020, 10:00:00 AM

Amidst the chaos of the lockdown and the resultant alterations to the way we have been working we are slightly late in wishing our director Gary Camplin a long and happy retirement!


Covid-19 and Business Interruption Cover

Published by System Admin at 3/17/2020, 10:00:00 AM

The majority of insurers will not cover business interruption as a result of Coronavirus (Covid-19) whether the Government forces closure or not.


Do you need business interruption insurance?

Published by System Admin at 2/4/2020, 10:00:00 AM

FactoryBusiness interruption (BI) cover can be included in most property or commercial combined policies, but it remains an often-overlooked area of cover, until it is needed!


Property Owners' and Landlord Insurance

Published by System Admin at 10/22/2019, 10:00:00 AM

HousesFrom multi-million-pound portfolios to single properties rented out, it is important to make sure your investment is properly protected in the event of a claim.


The PI Insurance Market

Published by System Admin at 9/17/2019, 10:00:00 AM

DrawingsYou may have heard this from your broker already, but the Professional Indemnity insurance market is hardening. Some underwriters are looking to charge higher premiums for lower levels of cover, and those that aren't are pulling out of the PI market altogether.


Whiplash Reform - the Civil Liability Act

Published by System Admin at 8/27/2019, 10:00:00 AM

GavelThe Civil Liability Act reforms, which will come into effect in April 2020, aim to tackle the endemic whiplash culture in the UK and in turn reduce the cost of motor insurance for everyone.